摘要
基本医疗保险与商业医疗保险究竟是"互补"关系,还是"兼得"关系。本文通过对典型判例的考察,分析审判机关从"法律规定、保险原理、司法意见"裁定基本医疗保险和商业医疗保险属于"互补"规制,提出构建医疗保险中政策性和商业性的"制度、产品、实务"之协同规制。
Is it ＂ complementary＂ relationship, or ＂reciprocal＂ relationship between basic medical insurance and commercial medical insurance？ Through studying on typical case, we suggest judicial organs decide basic medical insurance and commercial medical insurance has the ＂complementary＂ relation from the aspects of ＂legal regulations, insurance principle, judicial opinions ＂, and proposes the construction of cooperative mechanism in policy and commercial medical insurance in the aspects of＂system, products, and practice ＂.
出处
《中国医疗保险》
2015年第2期65-67,共3页
China Health Insurance
关键词
医疗保险
政策性
商业性
互补
协同规制
medical insurance, policy, commercial, complementary, synergy mechanism
