摘要
我国老年照护总费用支出相当庞大,有必要充分运用国家、社会、个人各方面资源,坚持共同分担、保障多层次、照护融资与产业并行等基本原则,建立照护保障制度的可持续发展模式。从当前来看,建立困难人群的老年失能照护补贴制度尤为迫切;从整体规划来看,应以社会保险为核心,在起步阶段可纳入基本医疗保险待遇,并积极创造有利条件,逐步构建专项社保基金,完善照护保障体系。
The total cost of elderly long-term care is enormous, so it is necessary to make full use of various resources such as the state, society and individuals to construct a sustainably developing system of long-term care security. We should follow such principles as co-contributions, multi-level security and financing together with industrial development. Currently, increasing subsidy for the poor disabled elderly is urgent. While in the long run, we should integrate long-term care insurance program into basic medical insurance, and develop long-term care commercial insurance as a complement to improve this security system.
出处
《中国医疗保险》
2015年第3期19-22,共4页
China Health Insurance
基金
教育部哲学社会科学研究重大课题攻关项目"老龄化对中国经济发展的影响及应对策略研究"(项目号13JZD005)
关键词
照护保障
可持续发展模式
多层次保障
long-term care security
sustainably developing system
multi-level security
