清末民初浙商钱业市场运行的纵深考察

On the Operation of the Monetary Markets of Zhejiang from late Qing to Early Republic of China

清末民初浙江工商业资金融通完全依赖钱庄业,钱业适应了民族工商业以及进出口贸易而获得进一步发展。从钱市交易内容观察,最初有货币兑换、现水调节、规元买卖、同业拆借,后来推出远期交易,构建了钱业市场运行的立体图景;从空间布局探讨,浙商钱市涵盖了宁绍杭温湖等地,宁绍苏杭四市场的行市以上海钱市马首是瞻,形成了以上海为中心的具有强大幅射力的金融网络。本土产生的钱业市场制度对于当今金融市场的改革与完善能够提供一定的借鉴。

Zhejiang industrial and commercial financing is entirely dependent on native bank industry during late Qing to early Republic of China. The monetary industry got a further development by adapting to the national industry and commerce and the import and export trade. By observing it from the content of monetary market trading, initially there is currency conversion, Xianshui regulation, Guiyuan trading, interbank lending, followed by forward transactions, building up the monetary market operation system. Viewed from the space layout, Zheshang monetary market covers Ningbo, Shaoxing, Hangzhou, Wenzhou, Huzhou and other related places. The four markets in Ningbo, Shaoxing, Suzhou and Hangzhou followed Shanghai monetary market. They formed an influential financial network with Shanghai as the center. The system of native monetary market can provide certain reference to reform and perfect today＇s financial market.