产能过剩行业的信贷风险及其对策研究——基于韩城市个案的调查与分析

The Research on the Credit Risks of Industries with Excess Production Capacity and Countermeasures——Base on the Investigation and Analysis on the Individual Case in Hancheng City

产能过剩是近年来中国产业发展的"痼疾"。本文以韩城市为例,通过对韩城辖内钢铁、水泥等行业样本的分析,研究其对银行业信贷风险的影响,提出降低产能过剩行业信贷风险的建议。

The excess production capacity has been a long-term impediment to the development of China＇s industry in recent years. Taking Hancheng city as an example, by analyzing samples from steel and cement industries, the paper studies the impacts of the excess production capacity on the credit risks, and puts forward suggestions on reducing the credit risks in industries with excess production capacity.