欧盟跨境金融消费纠纷网络解决机制(FIN-NET)研究

Research of EU cross border finance consuming dispute network solution mechanism(FIN-NET) research

FIN-NET是欧洲经济区域国家建立的跨境金融消费纠纷解决机制,其实质是ADR。文章简述了FIN-NET机制,介绍了其组织架构和操作程序,并对其机能进行了分析,从而引发人们对完善我国金融消费纠纷调解机制的思考。

FIN-NET is a financial dispute resolution network of national out-of-court complaint schemes in the European Economic Area countries （the European U- nion Member States plus Iceland, Liechtenstein and Norway） that are responsible for handling disputes be- tween consumers and financial services providers,it＇s Essence is a Alternative Dispute Resolution. Article has summarized the FIN - NET mechanism, introduces the structure and operating procedures, and analyzes its function, so as to inspire people to perfect our coun- try finance consumption dispute mediation mechanism of thinking.