灵活就业流动人口社会养老问题研究——基于四川、浙江的调研

A Study of Pension Policy for Floating Population:The Survey in Sichuan and Zhejiang

灵活就业人员大部分是农业转移人口,现行政策并未强制其参加养老保险,致使该群体游离于养老保险制度之外,这既影响了社保基金收入,也带来社会稳定的隐忧。十八届三中全以来,"农民变市民"实施力度加大,在这种背景下,出台既适合灵活就业人员的需求,又不影响参保缴费政策的持续性,成为养老保险参保扩面的重点和难点。基于对农村转移人口输出、输入大省四川和浙江进行的调研,探究非户籍人口参保制约因素,测算关键技术参数,从而改进流动人口养老政策,进一步推动将灵活就业的农业转移人口纳入养老保险体系尤为重要和迫切。

Most flexible employees are migrated agricultural population ,and the existing policy does not force them to participate in the pension insurance , w hich makes this population outside the pension system . Not only does it reduce the income of the social security fund , but also brings social stability concerns .Since the Third Plenary Session of the Eighteenth Central Committee ,with the increasing trend of ＇peasant‐to‐townsman＇campaign , the policy that satisfies the demand of flexible employees without affecting the sustainability of the insurance premium policy has become the priority of concern . Based on the survey in Sichuan , a major province of agricultural emigration population , and in Zhejiang , a major province of agricultural immigration population , this paper explores the restrictive factors for non‐registered residents “participation in the endow ment insurance .” Furthermore , this paper analyzes the improvement for pension premium policy and the payment capacity of pension fund . The objective is to promote the floating population to be accommodated into a more integrated social pension system .