摘要
Analysis and Solution for China's Financial System RiskApril 16 In the past few years, the concerns over financial system risk have not subsided, but rather increased further. In the process of economic structural adjustment, economic growth rate has continued to decline, and how to prevent systemic financial risk is a difficult problem faced by the government. First, we need to understand where the risk may come from. Some experts believe that the threat to China's financial system is mainly reflected in too quickly rising overall debt and too high company debt levels. According to the relevant estimates, from 2008 to 2014 China's overall level of debt in the non-financial sector rose from 145% to 220% of GDP. of which corporate sector debt reached 135%, the highest in the world. The highest level of company debt is found in the real estate and traditional manufacturing industries, which have excess capacity and where both the debt and the debt ratio appear to have significantly increased.