海商法下承保风险之“海上危险”问题研究

Research on the“Maritime Danger”of Underwriting Risk under Maritime Code

海上保险中的承保风险可分为海上风险和战争、罢工险两大类,而"海上危险"毫无疑问属于海上风险之一。文章主要结合英国海上保险的相关规定及司法判例,对海上危险的概念、海上危险与故意行为、海上危险与船长或船员的不法行为、海上危险与自然磨损等问题进行分析探讨。

Underwriting risk can be divided into two categories in marine insurance, and they are sea risk insurance and war and strike insurance. There is no doubt that ＂Maritime Danger ＂ is one of them. The paper based on the marine insurance and jurisprudence in British makes analysis and discussion about the concept of marine danger, marine danger and intentional acts, marine danger and the unlawful behavior of captain or crew, marine danger and natural abrasion and other issues.