也谈保险公司能否向试驾人行使代位求偿权——与强文瑶、王建两位律师商榷

On Whether the Insurance Company can Exercise Subrogation Right over the Test Driver:a Discussion with Lawyers Qiang Wenyao and Wang Jian

试驾人为被保险人允许的合法驾驶人,试车中所发生的保险事故,保险人应依保险合同予以赔偿,且不得向试驾人追偿。

The test driver is the legal driver permitted by the insured. The insurance company is bound to compensate for the insured accident occurred in test- driving in accordance with the insurance contract, and is not allowed to exercise subrogation over the test driver.