摘要
美国农业现代化程度很高,农业经营主体一直以家庭农场为主,而完善的信贷供给体系为家庭农场发展提供了必要的资金,美国政策性金融机构、合作性金融机构和商业金融机构职责明确,既分工协作又展开一定的竞争,为美国家庭农场提供了广阔和多元化的融资渠道。美国家庭农场信贷供给体系发展的启示是:构建分工合作、覆盖广泛的信贷组织体系,提供全方位的信贷服务,政府提供合理的激励和补偿机制,完善配套服务。
The agricultural management organization of America has always been based on the family farm,and the supply of credit system provides the necessary funds for family farm.The policy financial institution,cooperative financial institutions and commercial financial institutions,responsibilities clear,both cooperation and competition,provide a broad and diversified financing channels for American family farm.American family farm credit supply system development gives us a lesson:building division of labor,covering a wide range of credit organization system,providing a full range of credit services,government incentives and provide reasonable compensation mechanism,improve the supporting services.
出处
《世界农业》
北大核心
2015年第5期139-142,204,共4页
World Agriculture
