2Christian Capuano,Jorge Chan-Lau, Giancarlo Gasha, Carlos Medeiros, Andre Santos, and Marcos Souto. Innovations on Credit Risk Modeling.IMF Working Paper. May 2009.
3Paul Hilbers,Matthew T. Jones. Stress Testing Financial Systems: What to Do When the Governor Calls. IMF Working Paper, July 2004.
4John Fell, Challenges for EU-wide macro stress-testing, Conference on stress-testing and finan- cial crisis simulation exercises,European Central Bank, July 2007.