基于P2P网络借贷平台下的投资者行为分析——基于“拍拍贷”和“人人贷”平台数据

Analysis of investor behavior network lending platform based on P2P——Based on data of pat credit and peer-to-peer lending platforms

P2P网络借贷平台近几年出现爆发式增长,本文通过对"拍拍贷"投资者初选行为和"人人贷"投资者深度选择行为进行分析,旨在为投资者提供可供选择的投资标的,最大限度地降低投资风险获取收益。

In recent years, P2P network lending platform appears explosive growth, this paper analyzed the primary be- havior of credit pat investors and depth selection behavior of peer - to - peer lending investors, aiming to provide alterna- tive investment target for investors, maximum reduces the risk of investment to earn profits.