我国银行市场结构和经济增长关系实证研究

Empirical Research on Relationship of Chinese Bank Market Structure and Economic Growth

通过建立时间序列模型检验了我国的银行业市场结构与我国经济增长的历史关系,发现我国的银行业市场集中度与我国经济增长呈现出显著的负相关关系。但格兰杰因果关系检验发现,银行业市场结构和经济增长之间没有因果关系;虽然我国资本投入和劳动投入过去与经济增长保持正相关关系,但是劳动力投入也不是经济增长的原因,意味着我国的劳动力投入产出存在规模递减的低效率问题。

This article examined the past correlative relationship between Chinese banking market structure and economic growth through setting up time series model, and found that the market concentration ratio of Chinese banking has inverse correlative relationship with the economic improvement. But Granger Causality Test found that, the banking market structure and economic development have no causal relationship. Although the input amount of capital and labor in China has a positive correlation with economic improvement, the input of labor is not the main cause of economic growth, which means that the input - output of labor in our country has diminishing scale low efficiency problems.