摘要
当前互联网金融已成为人们关注的热点,被普遍认为是金融领域一场深刻的革命。基于现实的分析和理论的思考认为:互联网金融既是一种连接技术,更是一种生活方式,其核心领域是众筹,社会基础是中产阶层的形成,有效运作的前提是信息真实透明;互联网金融不等于普惠金融。
Internet finance has become the focus of attention, and is generally regarded as a profound revolution in financial field.Based on reality analysis and theoretic thinking, the paper presents the following viewpoints： Inter-net finance is not only a kind of connection technology, but also a way of life; its key field is crowd-funding; its social base is the formation of the middle class; the premise for its effective operation is true and transparent infor-mation; and Internet finance is not equal to inclusive finance.
出处
《征信》
2015年第4期1-7,共7页
Credit Reference
关键词
互联网金融
众筹
中产阶层
信息透明
普惠金融
Internet finance
crowd-funding
middle class
information transparency
inclusive finance
