小微企业融资难、融资贵问题研究

Study on the Financing Difficult and High Financing Cost of Smallmicro Enterprise

小微企业是我国经济的基本细胞,在稳增长、促就业等方面具有不可替代的作用。加强小微企业金融服务,是金融支持实体经济的重要内容,事关经济社会发展全局。但小微企业融资难、融资贵严重困扰着我国实体经济发展。本文在深入剖析小微企业融资难、融资贵的现实表现及成因、采取的措施办法的基础上,提出所取得的效果和进一步完善这些措施办法的建议。

The small-micro enterprises are basic cells of our national economy. It plays an irreplaceable role in keeping growth and promoting employment. Strengthening financial service on small-micro enterprise is an important part of financial support on the entity economy. But the financing difficult and high financing cost of small-micro enter- prise restricts China＇ s entity economy development. The paper makes a deep analysis on current situation, causes and measures of small-micro enterprise financing difficult and tions. high financing cost, and then puts forward related sugges-