个人破产立法调整的效果:美国经验及对我国的启示

Efficacy of Evolution of Legislation on Personal Bankruptcy: Implications from US Experience for China

简要介绍了美国个人破产立法的历史,指出自1978年以来几次重要修改的预期目的和可检验含义。运用美国个人破产数据进行的统计比较分析表明,个人破产立法修改的预期目的基本达到。最后,指出美国个人破产立法修改对我国未来可能的个人破产立法内容的借鉴意义。

We describe the main history of legislation on personal bankruptcy in US. We point out the testable expected goals and implications for recent legislations several times since 1978. The statistical comparison of US personal bankruptcy data suggests the goals of personal bankruptcy legislative chang- es are largely realized. At last, we draw insights from U.S. legislation for the possibly future legislation on personal bankruptcy in China.