摘要
介绍了网络借贷的发展现状和意义,分析了多种网络借贷平台的基本商业模式,从不同角度论述了网络借贷行业存在的风险,最后对网络借贷未来的发展趋势进行预测。
The development status and significance of online lending were introduced. And a variety of basic business models of online lending platform were analyzed. The risks of online lending industry were discussed from different angles. Finally, the future trends of online lending were predicted.
出处
《互联网天地》
2015年第5期17-21,共5页
China Internet
关键词
网络借贷
互联网金融
政府监管
征信体系
风险控制
online lending, Intemet finance, government regulations, credit rating system, risk control