普惠金融与“中国梦”:思想联结与发展框架

Inclusive Finance and “China Dream":The Ideological Connection and Development Framework

目前,我国普惠金融发展步入新时期,并进入"顶层设计"视野,是实现"中国梦"的重要途径。普惠金融与"中国梦"在思想逻辑上是一脉相承的,但实现我国普惠金融的"中国梦"还需要解决一些关键性难点问题。未来,我国发展普惠金融需要在坚持创新、公平和可持续性原则的前提下明确发展思路,形成对普惠金融的正确认识,加强顶层领导规划,从"存量"和"增量"途径构建普惠金融服务供给体系,开展普惠金融业务和技术创新,构建普惠金融基础设施体系,加强政策引导与激励。

Now, the development of inclusive finance has entered a new historical period in China, it has entered the vision of ＂top design＂ , it is also an important path to achieve the ＂China dream＂. Inclusive Finance and ＂China Dream＂ come down in one continuous line in logic thoughts, the realization of inclusive financial ＂China dream＂ also needs to solve some key and difficult problems. In the future, to develop inclusive finance, we should develop a clear development ideas in the premise of insisting on the innovation, fair, and sustainable principles, form a correct understanding of inclusive finance, strengthen toplevel leadership and plan, build inclusive financial service supply system from ＂stock＂ and ＂incremental＂ aspect, carry out financial service and technology innovations, construct infrastructure system, strengthen policy guidance and incenfives.