中国移动支付区域环境质量分析——基于主成分分析法

Regional Environment Quality of Mobile Payment Based on PCA

介绍了移动支付的概念及我国移动支付产业的发展现状,在设置移动支付区域环境质量概念的基础上,构建了一个由移动支付的互联网业态及社会经济中的多个指标共同组成的综合评价体系.借助主成分分析(PCA)模型,比较了全国31个省市及自治区的移动支付区域环境质量现状.分析了目前我国各省市及自治区移动支付发展中存在的问题,提出促进区域移动支付产业发展的对策.

This article introduces the fundamental concept of mobile payment and the recent development of mobile payment industry in China. A comprehensive evaluation system made up of the present mobile payment Internet and several social economic indexes is constructed. Using principal component analysis（PCA） method, this article also assesses the status quo of regional environment quality of mobile payment with data collected from 31 provinces and autonomous regions in China. Finally, measures to further improve the regional mobile payment industry are proposed.