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天津滨海新区发展移动金融创新问题研究

The Research of Developing Mobile Financial Innovation in Tianjin Binhai New Area
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摘要 在移动互联网基础设施日益完善的情况下,移动金融创新在金融创新领域中的地位与作用将越来越重要。为顺应金融发展改革大潮,滨海新区发展移动金融创新是必要的,但是需要扬长避短,发挥自身"先行先试"的优惠政策、经济后发优势和软硬件环境优势等有利条件,克服战略选择不清晰、金融信息化水平较低和移动支付推广、安全等不利因素,探索一条具有滨海特色的移动金融创新之路。 As the mobile Internet infrastructure is increasingly perfect, the mobile financial innovation plays an increasingly important role on the field of financial innovation. To comply with the tide of financial development and re- form, it is necessary for the Binhai New Area to develop mobile financial innovation. We need to foster strengths and circumvent weaknesses, playing favorable conditions of "first mover" preferential policies, economic backwardness advantages as well as hardware and software environment advantages. Also, we need to overcome the adverse factors of unclearing of strategic choice, the low level of financial informatization as well as the spread and security of mobile payment and explore a mobile financial innovation road with Binhai characteristics.
作者 武鑫 李硕
出处 《区域金融研究》 2015年第4期68-74,共7页 Journal of Regional Financial Research
关键词 移动金融 金融创新 滨海新区 Mobile Finance Financial Innovation Binhai New Area
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