摘要
互联网金融对传统金融的发展产生了巨大的冲击。央行的货币政策实施效果依赖对银行准备金以及社会流通货币的控制,而互联网金融的发展会改变货币的流通速度和流通方式,影响到货币的供给和需求,进而会对传统的货币政策效果产生影响。理论和实证分析表明,互联网金融对货币政策有深刻的影响。
The emergence of Internet finance has fully revealed its potential and has a huge impact on traditional financial market. The implementation effect of the monetary policy of the Central Bank depends on the control of bank reserves and social currency, and the development of the Internet finance would change the speed and way of currency circulation, which will influence the currency supply and demand, then finally influence the effect of the traditional monetary policy.
出处
《烟台大学学报(哲学社会科学版)》
CSSCI
北大核心
2015年第3期98-104,共7页
Journal of Yantai University(Philosophy and Social Science Edition)
基金
国家社会科学基金项目"金融支持战略性新型产业发展的理论
实证与政策研究"(12CJY102)
关键词
互联网金融
货币政策
第三方支付
internet finance
monetary policy
the third -party payment