摘要
地方政府融资平台近年来得到了较快发展,其数量和融资规模迅速增长,给贷款银行带来了较大的风险。本文从商业银行信贷风险管理角度出发,论述了地方政府融资平台的风险防范机制,包括全面掌握融资平台债务情况、科学界定地方债务风险性质、加强融资平台信贷审批管理、强化融资平台贷款风险管理、建立融资平台信用评估制度等多方面的综合措施。
Local government financing platform has seen rapid development in recent years, the rapid growth of the number and size of the financing, the lending bank to bring a greater risk. From the commer- cial bank credit risk management perspective, discuss- es the risk prevention mechanism of local government financing platform, including a comprehensive grasp of debt financing platform, the scientific definition of the nature of the local debt risk, credit approval and financing platform to strengthen management, enhance financing platform for credit risk management, a wide range of comprehensive measures to establish financing platform credit evaluation system.
出处
《特区经济》
2015年第5期76-77,共2页
Special Zone Economy
关键词
地方政府融资平台
风险
防范机制
local government financing platforms
risk
prevention mechanism