林农对森林保险需求的影响因素研究——以本溪县为例

Study on the Influence factors of the Forest Insurance Need by Foresters—— A Case Study of Benxi County

本文以森林保险及需求意愿等为理论基础,定性分析了农户对森林保险需求的影响因素,以辽宁省本溪县2个乡6个村的60位农户为调查对象做问卷调查,运用Logistic多元回归模型对本溪县林农森林保险需求影响因素进行分析。研究结果表明,本溪县林农家庭决策者的受教育程度、林业收入占家庭收入比重、对森林保险的了解程度以及是否拥有商品林对森林保险的需求呈正向影响;家庭劳动力人数对森林保险的需求意愿存在负面影响。

In this paper the influence factors of the forest insurance need by foresters were analyzed qualitatively based on the theory of forest insurance and its demand will. A questionnaire survey was made on 60 peasant households as respondents from 6 villages in 2 townships. The influence factors of the forest insurance need by foresters in Benxi County were analyzed with Logistic multiple regression model. The results showed that the positive influence factors of the forest insurance need were the education levels of the forest households＇ decision-makers, proportion of forestry income in the household income, their degree of comprehension on forest insurance and ownership of commercial forests while the negative factor was the household labor force.