养老保险对农村老年人养老安全感影响的实证研究

Empirical Study of the Impact of the Pension Insurance to the Rural Elder's Sense of Safety

老年人养老问题上所体现的在经济保障和精神保障方面的养老安全感,关系着老年人的心理健康。然而目前农村老年人养老安全感的现状并不乐观。基于调研数据,采用Ordered Probit模型对调研资料进行逐步回归分析,发现养老保险显著正向影响农村老年人养老安全感,这一结果具有稳健性,说明有养老保险的农村老年人比没有养老保险的农村老年人具有更强的养老安全感。分群体回归发现养老保险对男性和低龄农村老年人的影响是显著的,但对女性和高龄农村老年人的影响是非显著的。

Elder＇s sense of safety means subjective feelings about the economic security and the spiritual security of the pension insurance. It relates to the mental health of the elderly. But the rural elder＇ s sense of safety is not opti- mistic at present. Based on the survey data, we use the Ordered Probit model to do stepwise regression analysis on the research information. The results showed that the pension insurance has extremely notable and positive effect on the ru- ral elder＇ s sense of safety, which means that the rural elderly who had endowment insurance have a better sense of safe- ty than those who didn＇ t have. Through points group regression, we found that the pension insurance had notable influ- ences on the male group and sub-group and non-significant effects on the female group and advanced group. Based on the conclusions, we put forward some suggestions and thoughts.