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P2P网络借贷机构的系统重要性研究 被引量:1

Measuring Systemic Importance of P2P Network Lending Institutions
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摘要 互联网金融发展得如火如荼,其蕴藏的风险不容忽视。由于P2P网络借贷是互联网金融的一项重要业态,且其风险溢出效应较大,研究其风险监管有着非常重要的意义。通过借鉴巴塞尔委员会对系统重要性银行识别的指标体系,基于指标法的思想联系我国互联网金融发展现状以及P2P网络借贷机构的特征对指标体系进行了合理改进。对国内比较重要的P2P网络借贷机构进行了系统重要性排名,并且和以前的研究成果进行了比较。对于推动互联网金融分类适度的监管工作有着一定的意义。 With the Intemet finance flourishing, the risk of its reserves cannot be ignored. P2P network lending is one of the major formats of Internet finance with very big risk spillover effect. Therefore, the study of its risk regulatory has very important significance. This article draws on the index system to identify systemically important banks by the Basel Committee, combined with the characteristics of China's Internet finance development and the current situation of P2P network lending for a reasonable index system improvement. In this paper,we ranked the most important P2P network lending institutions by the systemic importance, and compared the results with previous researches. This work has certain significance on the promotion of classification and appropriate supervision for Intemet finance.
作者 王鹏 杨鹏
机构地区 西南财经大学
出处 《电子科技大学学报(社科版)》 2015年第3期35-41,共7页 Journal of University of Electronic Science and Technology of China(Social Sciences Edition)
基金 国家社会科学基金项目(13CJY121) 中央高校基本科研业务费专项资金资助项目(JBK130503)
关键词 互联网金融 P2P网络借贷 系统重要性 系统性风险 金融风险监管 intemet finance P2P network lending systemic importance systemic risk financial risk supervision
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