基于P2B的安徽省小微企业融资渠道研究

The Study of Financing of Small Micro Enterprise in Anhui Province Based on P2B

近年来小微企业在推动经济发展、合理配置市场资源、缓解就业压力等方面发挥着无可替代的作用。但是小微企业的自身发展也面临着诸多困难,其中,融资难最为突出,成为制约小微企业健康可持续发展的瓶颈。该研究基于安徽省小微企业融资困境和P2B融资平台的独特优势分析,提出安徽省小微企业应采取加强自身业务透明化、择优选择网贷平台、坚持守信经营等措施,充分利用P2B网络融资平台拓宽融资渠道,缓解小微企业的融资困难。

Small micro enterprise plays an important role in promoting the economic development,allocating market resources rationally,alleviating the employment pressure and so on. But small micro enterprise＇s own development is faced with many difficulties,among them,the financing,which dominates most,became the bottleneck for small micro enterprises to develop healthily and constantly. This article is based on financing predicament of small micro enterprise in Anhui Province and the analysis of the unique advantages of P2 B financing platform. We suggest that small micro enterprise strengthen their business transparent,choose the most suitable net credit platform,and adhere to honest business. So that they can broaden the financing channels to solve the problem of financing difficulties indeed.