商业医疗保险有效需求的影响因素研究

The Influence Factors of Effective Demand in Commercial Medical Insurance Research

随着中国社会经济的高速发展,我国商业医疗保险所占的角色越来越重要,这使我国医疗保障体系的完整性有了极大的提高。然而实际生活中虽然商业医疗保险所占的比重逐步提高,但实际发展所受到的制约性因素还是很多,商业医疗保险有效需求的影响因素不仅要从片面的数据上分析,更要综合我国整体的发展情况,结合城镇居民的实际情况,从生活本质中寻找最主要的因素,并加以改善。

China＇s economic developed rapidly. With the economic development, China＇s commercial health insurance plays more and more important in urban residents, and the integrity of the medical security system of our country has improved greatly. However, though the proportion of commercial medical insurance gradually increases in real life, there is a lot of conditionality factors in its actual develop-ment. The influence factors of commercial medical insurance effective demand should be analyzed not only from the partial data analysis, but also from the comprehensive development of our country. After that,combining with the actual circumstances of the urban residents, we should find the main factors from real life, and then improve them.