小微企业信用体系试验区建设的思考——以北京中关村示范区为例

Thoughts about the Construction of the Pilot Zone for Small and Micro Enterprise Credit System——Case of Beijing Zhongguancun Demonstration Zone

总结北京中关村示范区小微企业信用体系建设的做法和成效,认为今后应进一步完善信用信息共享机制,继续引导金融机构创新信贷产品,加大信用产品推广应用,加强对中介机构的监督管理,扩大征信宣传,培育信用文化,以促进小微企业信用体系建设。

By summarizing the practices and effect of small and micro enterprise credit system construction in Zhongguancun Demonstration Zone,the paper holds that in the future we should further improve the credit information sharing mechanism,continue to encourage financial institutions to practise in credit products innovation,enhance the application and promotion of credit products,strengthen the supervision and management over intermediary agencies,broaden credit reference publicity,and cultivate credit culture,so as to promote small and micro enterprise credit system construction in China.