大学生助学贷款制度现状与对策分析

College Student Loan System Present Situation and the Countermeasure Analysis

伴随着我国高等教育收费制度的实行,有很大一部分家庭经济困难的学生出现了上学难的问题。为了解决这一难题,从1999年起国家推行了助学贷款制度政策,经过多年的发展,助学贷款对帮助困难学生起到了很大的作用,但是随着时代的发展也难免会出现一些新的问题。本文从当前贷款制度实施过程中出现的问题展开分析,结合实际为完善助学贷款制度提出建议。

with the practice of higher education charge system in our country,there are a large part of the family economic difficulties students appeared the problem of school. In order to solve this problem,since 1999 the national implementation of the system of student loans policy,after years of development,student loans to help struggling students played a big role,but with the development of times there will inevitably be some new problems. This article from the current loan system,analyzes the problems in the process of practical advise to improve the system of student loans.