论对我国保险代理人的监督管理

On the Supervision and Management of the Insurance Agents in China

保险代理是保险人通过保险代理人招揽业务、推销保单的一种方式 ,在保险经营中占有重要地位。现代保险经营的特点是 :业务主要是通过保险代理人来实现 ,保险代理人的状况对保险业的发展有着非常重要的影响。为规范保险市场 ,切实保障被保险人的利益 ,保障保险市场健康稳定的发展 ,有必要对保险代理人实施监管。

Insurance agent is a method for the insurer via the insurance agents to procure business and promote insurance policy. It accounts for a very important position in the insurance business. The special feature of the modern insurance business is that the business is mainly carried out via the insurance agents, therefore the insurance agents' state has an important impact on the insurance industry's development. It is necessary to conduct supervision over the insurance agents in order to regulate the insurance market, to guarantee the interest of the insured, to ensure the healthful and stable development of the insurance market.