非国有经济信贷融资困境的理性认识

Rational Cognition of Credit Financing Predicament of Non-state-owned Economy

中国渐进式改革成功地发展了以市场为导向的非国有经济,但是银行信贷一直向国有经济倾斜,所有制经济结构投入和产出极为不对称,严重地束缚了我国非国有企业迅速而健康的发展。为此,本文分析了非国有经济信贷融资困难的原因,并为了让非国有企业与国有企业在信贷市场以平等身份参入竞争,对我国信贷金融体制改革提出一些政策性建议。

China s evolutionary reform has succeeded in developing the market-oriented non-state-owned economy. However, the bank credit has inclined to the state-owned economy and the input and the output of economic structure of ownership is extremely asymmetric, which seriously hinders China s non-state-owned enterprises rapid and healthy development. This articles has analysed the reasons for the credit financing difficulty of non-state-owned economy. In order to let the non-state-owned and state-owned enterprises compete e-qually in the credit market, the paper has proposed some policies to the reform in banking system of credit in China.