对山西省中小企业融资问题的调查与思考

The Investigation and Reflection on the Financing Problems of Small and Medium-sized Enterprises in Shanxi Province

目前中小企业融资难、融资贵问题愈发凸显,如何解决中小企业融资问题已倍受社会各界关注。本文通过对山西省中小企业融资问题进行实地调查,分析了山西省中小企业融资现状,从中小企业自身、金融体制和社会环境等三个方面剖析问题产生的原因,并提出相关政策建议。

At present, the problems that small and medium-sized enterprises’ financing is difficult and expensive have been in-creasingly prominent, therefore, how to solve these problems has attracted much attention of all walks of life. Based on the field survey on the financing problems of the small and medium-sized enterprises in Shanxi province, the paper analyzes the financing status of small and medium-sized enterprises in Shanxi province, explores the reasons of the problems from three aspects such as small and medium-sized enterprises themselves, the financial institutions and the social environment and so on, and puts forward relevant policy suggestions.