新型农业经营主体融资难的深层原因及化解路径

The Deep Reason of Financing Difficulties and the Resolve Path for the New Type of Agricultural Management Main Body

专业大户、家庭农场、专业合作社、农业龙头企业等新型农业经营主体,已经成为农业现代化发展进程中的主力军。然而,由于传统农村金融发展缓慢,导致新型农业经营主体的融资需求并不能得到相应的满足,资金短缺问题正成为制约其进一步发展的瓶颈。因此,本文在对江苏省盐城市460家新型农业经营主体访谈调查的基础上,就新型农业经营主体银行融资难的原因进行了深层次分析。研究结果表明,要解决新型农业经营主体的融资难现状,需要新型农业经营主体自身、银行等金融机构和政府三方合力。

With the continuous development of agriculture and the rural economy, agricultural modernization, professional investors, family farms, cooperatives and agricultural leading enterpri- ses, as the representative of the new agricultural management main body, has become the main force of modern agricultural development. The traditional rural financial services both in quality and quan- tity has been unable to meet the new demand of agricultural management, and the problem of short- age of funds is the bottleneck of restricting its further development. Therefore, this paper analyzes the the deep reason of financing difficulties of 460 new agricultural management main body based on the investigation of Yancheng City,Jiangsu Province. The new agricultural management main body, banks and governments need to three parties work together to solve the new financing difficult situation.