我国互联网金融风险凸显原因分析及监管建议

Causes of Internet Financial Risks in China and Supervisory Suggestions

网络信息技术与金融的融合,迅速创新出一系列互联网金融产品与业务,大量互联网金融门户如雨后春笋般迅速滋生,在发挥资本配置优势的同时不可避免的带来了金融风险,使得投资者利益受损的事件时有发生。本文通过分析我国互联网金融风险的外在表现,揭示互联网金融凸显的内在原因,最后给出了我国互联网金融监管建议。

The integration of network information technology and finance leads to a series of Internet financial products and business. A large number of Internet financial portal have sprung up rapidly, which inevitably brings about financial risks while giving full play to the advantages of capital allocation, causing investors＇ interests damage. Through the analysis of the external performance of the Intemet financial risk in China, this article reveals the inner reasons of Internet financial risk highlights, and finally gives the supervisory suggestions on Interact finance.