摘要
银行规模可以通过多重机制影响银行风险承担。本文应用我国91家商业银行1998-2012年的非平衡面板数据实证检验了银行规模对风险承担的综合影响。分析表明，银行规模越大，风险承担水平越低，这一关系在统计意义和经济意义上均具有较强的显著性。本文的研究结论对于防范我国中小银行风险具有一定的启示意义。
Bank size may affect bank risk taking through multiple mechanisms. This paper empirically tests the overall effect of bank size on risk taking with the unbalanced panel data of 91 Chinese commercial banks from 1998 to 2012. The results show that, bigger banks take on less risk. This paper sheds light on prevention risk from small and medium-sized banks.
出处
《金融学季刊》
CSSCI
2015年第1期24-50,共27页
Quarterly Journal of Finance
