我国新型农村社会养老保险制度改革探讨

Reform of a New Rural Social Pension Insurance System in China

"新农保"缘起于2002年,是农村社会经济发展的必然要求,也是解决农村人口老龄化问题的根本出路,更是统筹城乡发展的现实需要,但该制度在建立过程中存在资金相对缺乏、制度衔接困难、法律法规不完善、基金管理机制不健全等问题,应进一步加强法制建设、实施法律保障,优化制度设计、解决制度碎片化问题,加强政府财政投入力度、夯实物质基础,改进管理方式、提升养老金增值水平。

The ＂new rural pension insurance＂system, originated in 2002, is the inevitable requirement of rural economic and social development, the fundamental way to solve rural population aging and the practical re- quirement of co--ordinate the development between urban areas and rural areas. However, this new system has a lot of problems during the procedure of building it, such as a relative shortage of capital, the difficulty of con neetion between systems, the deficiency of laws and regulations and the imperfectness of the fund management mechanism. Therefore, in view of these problems, this paper puts forward the following suggestions： further strengthening legal system building and implementing legal guarantee, optimizing the system design and solving the problem of system fragmentation, strengthening the government financial input and consolidating the material foundation, and improving the methods of management and enhancing the level of pension increment.