基于农业价值链视角的农村金融制度变迁

Change of the Rural Financial System from Agricultural Value Chain Finance Perspective

该文在对中国农村金融制度变迁历史分析的基础上,着重探讨了现行农村金融制度的缺失,并从正规制度与非正规制度两方面指出农村金融制度缺失导致了农村经济融资能力低下。由此提出在实践中有一定进展的新型融资方式,即农业价值链融资。据此思路,通过传统融资与价值链融资对比,分析了价值链融资的优势。基于分析,提出了推动金融制度改革一些建议,以期解决农村金融市场存在的问题。

Based on the historical analysis of China’s change of rural financial system,this article explores some imperfections in the current rural financial system. Mainly has carried on the elaboration from two as-pects：regular system and irregular system. Further study reveals that the inefficiency results from the imper-fection of Chinese rural financial system. This leads to the need for agricultural value chain finance which is a new financing way that has already made some progress in practice. Compared with the traditional fi-nancing way,agricultural value chain finance has greater comparative advantages. Finally,the article puts for-ward certain suggestions for the financial reform to resolve the content problem of rural financial market.