居民储蓄倾向增强与宏观政策调整

On Enhancing Save Propensity of Inhabitant and Macro-polices Adjusting

由于有效供给不足,社会分配差距拉大,居民消费谨慎动机增强,消费信贷不足,家庭赡养系数降低等原因,居民储蓄倾向增强。解决这一问题,需要增加有效供给、调整收入分配结构与政策、引导居民预期和发展消费信贷。

Because of the short effective supply,great gap in social division,increasing cautions in consumption motivation,and decreasing necessities in family support,save propensity of inhabitant is enhanced. Some countermeasures are put forward to solve this problem: to increase the effective provision,to adjust the structure and the policy of the income distribution,to guide the inhabitant expectation and to develop the consumption credit.