4Berger, A.N., Udell, G.F., 1995 :Relationship lending and lines of credit in small firm finance. Journal of Business 68, 351-382.
5Banerjee, A.V., Besley, T., Guinnane, T.W., 1994, The Neighbor's Keeper: The Design of a Credit Cooperative with Theory and a Test,Quarterly Journal of Economics 109.
6Strahan, P.E., Weston, J.P., 1996, Small Business Lending and Bank Consolidation: Is There Cause for Concern?, Working Paper, Federal Reserve Bank of New York, New York (March).
7Meyer,Laurence H., 1998, The present and future roles of banks in small business finance, Journal of Banking & Finance 22 (1998),1109-1116.
