期刊文献+

财务预警模型与商业银行信贷产品定价关系的实证检验

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摘要 银行信贷是我国企业最为重要的融资方式,商业银行在信贷资源配置中如何对信贷产品进行定价是理论界和实务界关注的重点。以沪深两市2010—2014年的A股上市公司为样本,实证检验财务预警模型与商业银行信贷产品定价之间的关系。通过检验发现财务预警模型在商业银行信贷产品定价中发挥了较强的作用,对财务预警模型所揭示的高风险企业,要求更高的贷款利率。
作者 李冰
出处 《金融理论与实践》 北大核心 2015年第9期53-55,共3页 Financial Theory and Practice
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