商业银行信贷业务风险控制与防范

Risk Control and Prevention on Commercial Bank Credit Business

信贷业务风险是整个金融业尤其是银行业最主要的风险形式,是金融机构和银监部门防范与控制的主要对象和核心内容。商业银行只有强化全面信贷风险控制与防范,才有可能在日趋激烈的市场竞争中立于不败之地。因此,我国商业银行信贷业务风险控制与防范策略的研究既有现实意义,又具有深远的理论探讨价值。

Credit risk has always been the most important form of banking risks, which is also the main object and the core financial institutions. In the most competitive market, strengthen overall credit risk control and prevention has become imperative. Therefore, risk control and prevention strategies of China＇s commercial bank credit research to explore both the theoretical value and practical significance.