我国金融效率与经济增长关系的区域差异分析

Regional Differences Investigation of Relationship between Financial Efficiency and Economic Growth in China

文章以金融业固定资产投资和金融从业人数为投入变量、存款为中间变量、贷款和金融业增加值为产出变量,运用共享投入关联两阶段数据包络分析(DEA)模型对我国31个省市的金融效率进行了实证研究。结果显示,我国金融效率不仅整体水平偏低,而且金融效率改善缓慢。此外,通过对我国金融效率与经济增长关系的检验,文章研究发现金融效率改善具有促进经济增长的作用,并呈现出一定的区域差异性。在经济发达地区,金融效率改善对经济增长的促进作用相对较强;而在经济落后地区,金融效率改善对经济增长的促进作用相对较弱。据此,得到了不同区域金融效率促进经济增长强度异同的内在因素。文章的研究结果对相关研究具有一定的借鉴和参考价值。

With employing fixed capital investment and financial worker as input variables, savings as a immediate variable, loan and product of finance as output variables, the financial efficiencies of 31 provinces in China were empirically investigated by utilizing the model of input sharing relational two-stage DEA in this paper. The results demonstrated that the domestic financial efficiencies are not only low but also improved slowly. Additionally, the relationship between efficiency of financial system and economic growth was verified, and it results showed that the improvement of efficiency of financial system can significantly promotes economic growth, even it showed the characteristics of regional dependent effect. Briefly, in economically developed areas, the role of financial efficiency on the economy is effective. And in developing regions, this performance is relatively getting weaker. Finally, the internal factors, that financial efficiency promotes economic growth in different area, were obtained. The results of the study provided certain reference for the relevant study.