天津保险业发展与经济增长关系的实证研究

Empirical Research on the Relationship between the Development of Insurance and Economy Growth in Tianjin

通过对天津保险市场与经济的发展概况的观察与分析,借助Eviews软件,采用协整理论和Granger因果检验方法对保险业发展与经济增长的内在关系进行了实证分析。实证中,取天津市1990—2013年的保费收入和GDP数据作为样本。实证结果表明:天津的保险业发展和经济增长存在着单向的Granger因果关系,天津经济的平稳增长有利于促进保险业的发展。同时提出了促进保险业发展的相关政策建议。

Empirical research has been done on the internal relationship between the development of insurance and economy growth through the observation and analysis of insurance market and economy development in Tianjin. Eviews software,and co-integration theory and Granger causality test were employed in the research. In the empirical research,the insurance premium revenue and GDP data in Tianjin Dated in the years from 1990 to 2013 were taken as the sample. The result of the empirical research show that there exists unidirectional Granger causality between the development of insurance and economy growth;the stable growth of the economy in Tianjin is helpful to promote the development of insurance industry. At the same time,related policy suggestions was put forward for the promotion of insurance development.