摘要
金融文化对金融的发展具有重要作用,金融创新是金融文化的核心构成部分,同时更是金融业生存发展的根本动力源泉。随着经济逐渐步入新常态阶段,金融生态也必然表现出不同以往的新特征。互联网金融是影响当前金融生态并形成金融新常态的主要变量因素,所形成的新特征将决定金融创新方向与重点,从而促进金融系统健康发展。
Financial culture plays an important role in the process of financial development. Financial innovation is not only the core component of the financial culture, but also a fundamental source of inspiration survival and development of the financial sector. As the economy is entering a new phase of normal, finance new eco inevitably exhibit new characteristics different from the past. Internet banking is the ecological impact of the current finance and main variable factor in the formation of new financial norm. The formation of the new features will determine the direction and focus of financial innovation so as to promote the healthy development of the financial system.
关键词
新常态
金融生态
文化
特征
金融创新
new normal
financial ecology
culture
characteristics
financial innovation