经济发展新常态下金融审计与区域金融稳定

Financial Audit and Maintaining Regional Financial Stability in the New Normal

当前我国经济发展进入新常态,"三期叠加"状况下金融风险在局部区域爆发的可能性不容忽视,如何防范和化解可能出现的区域金融风险,是金融审计新的课题和挑战。本文回顾近些年来我国已经出现的影响区域金融稳定的风险事件后,总结新常态下影响区域金融稳定的各种因素,回顾近些年金融审计发挥事前预警、事中化解、事后跟踪的作用,维护区域金融稳定好的做法后,提出金融审计发挥持续跟踪、警示预警、拦阻索等功能,在防范区域金融风险、维护区域金融稳定方面发挥建设性作用的建议。

As the economy in China has stepped into New Normal, potential financial risks in some areas would no longer be ignored under the stage of the downward pressure in economic growth. We also face problems in economic structural adjustments and the influence of previous economic stimulus policies. The approach to prevent and resolve such regional financial risks is a new subject and challenge in financial auditing. In order to offer constructive pro- posals to prevent regional financial risks and maintain regional financial stability, the article reviews the occurred in- fluential risk events that affected regional financial stability, summarizes various factors that influence regional finan- cial stability under the new normal. It goes to take a look at the role that financial auditing played in beforehand warning, on-time tackling and afterwards tracking, which positively acts in maintaining regional stability by consist- ent warning, tracking, and preventing in financial auditing.