城居保促进了少数民族居民卫生服务利用——基于面板Probit模型的公共政策评估

Urban Residents Medical Insurance Enhance the Utilization of Ethnic Minority's Medical Service—APublic Policy Evaluation Basedon Panel Probit Model

评估城镇居民医疗保险(城居保)对少数民族医疗卫生服务利用的研究非常必要,但由于时间和数据限制,该方面研究存在空白。基于国家基本医疗保险跟踪调查数据,以少数民族居民为研究对象,选用多项卫生服务利用指标,利用面板随机Probit模型,分析城居保对少数民族居民卫生服务利用的影响。研究发现,城居保显著增进了少数民族居民健康体检、门诊和住院卫生服务利用,城居保政策实施的积极效应系统、稳定。在研究结论基础上,提出了进一步完善城居保、促进制度公平与正福利等思考。

It’s essential to evaluate the impact of Urban Residents Basic Medical Insurance（URBMI）on medical consumption of the ethnic minority,however,there is lack of this kind of studies for the lack of long enough data. With the data of National Basic Medical Insurance,multiple kind of indicators as the dependent variables,and panel probit model,the article is to evaluate the effect of this public policy. The result shows that URBMI present a positive and robust effect on the medical expenditure of the ethnic minority,such as physical examination,outpatient service,and inpatient service. Some advice such as to improve the justice and positive welfare according to the empirical result.