农村普惠金融体系的洗钱风控模式研究——以安徽为例

Research on Money-laundering Risk Domination Mode under Rural Global Financial Inclusion System

金融行动特别工作组将支持普惠金融列入了反洗钱工作日程。我国十八届三中全会正式提出要发展普惠金融。当前,我国反洗钱工作对支持普惠金融发展正处于探索阶段。在此背景下,本文参考国际反洗钱组织和部分国家的反洗钱实践,研究安徽省农村普惠性金融体系的发展状况和反洗钱工作现状,提出监管机构和作为农村普惠金融发展主体的农村金融机构的洗钱风控模式,为建立农村普惠金融领域的反洗钱模式提供参考性建议。

Global financial inclusion（GFI）development has been put into the schedule of anti-money-launder-ing（AML）task by FATF. China officially puts forward developing GFI at the third plenary session of the eighteenthcentral committee. Under this background,we make a research on the current situation of the development of rural GFIand the execution of the AML task in Anhui with the practice of some international organizations and countries as refer-ence. We propose the money-laundering risk domination template of both supervisor and financial institution in orderto make recommendation to the establishment the mode.