我国大学生安康保障体系的构建困境研究

On Construction Dilemma of College Students' Security and Health System

现代风险管理理论认为风险的化解方法主要有独自解决、依靠救济和保险三个方面,且保险是其中最为积极、主动和稳妥的处理方法。以风险管理为视角,从相关主体的风险管理意识、安康保险政策的执行力、高校风险保障体系的构建基础、保险产品和救助政策体系的社会认知度等方面对我国大学生安康保障体系的构建困境进行了深入的研究。

Modern risk management theory believes that there are three aspects of risk mitiga- tion methods including solving alone, relying on the relief and insurance. Insurance is one of the most positive, proactive and prudent approach. This paper does a deep research on construction dilemma of college students＇ security and health system from the following aspects： risk management awareness of relevant subject, execution of insurance policy, construction basis of risk insurance system, social awareness of insurance products and aid policy system.