摘要
我国对网络信贷平台存在监管主体缺失、缺乏监管手段、监管法规落后等问题。应加强与现行金融监管体制、征信制度、第三方托管制度、互联网准入制度的联动机制,明确我国网络借贷平台的监管主体,实现对网贷利率、资金安全与流动性、网贷平台日常经营网络以及借贷平台的自律监管是完善网络借贷平台监管的可行进路。
There are five types of online lending platform in China, but there is no supervision and regulation. The current regulatory approach and the credit system have not formed an effective linkage system. The feasible way to improve the supervision on online lending platform is to strength regulations on the current financial supervision, credit rating and the third party custody. According to this development approach, the online lending platform can be run in a better way.
出处
《开放导报》
CSSCI
北大核心
2015年第5期109-112,共4页
China Opening Journal
关键词
网络借贷平台
监管
征信制度
online lending platform
supervision
credit system
