国库集中支付制度下的商业银行代理工作管理探讨

Commercial Bank Agency Work Management under National Treasury Centralized Payment System

国库集中支付改革已在全国各级财政部门实施多年,在规范财政收支管理、提高财政资金使用效益、建立财政监督约束机制、增强政府宏观调控能力等方面取得了显著的成绩.商业银行代理工作作为国库集中支付的重要环节,直接影响财政部门和预算单位的资金安全、支付流程、支付效率等.为了更好地理顺国库集中支付业务与商业银行代理工作的关系,保证国库集中支付业务顺利开展,需要建立与发展趋势相适应的代理工作管理模式,构建科学合理的代理银行考核管理模式,以规范商业银行的操作行为,为财政改革的不断深化提供支持和保障.

Years have been taken to execute centralized payment of national treasury among national financial departments,which serves as a catalyst in stipulating income and expense administration,optimizing financial utilization efficiency,establishing financial supervi-sion mechanism and enhancing the macro -control capacity of the government.As an important link of national treasury centralized payment,commercial bank agency work directly impact the capital security,payment process and payment efficiency of financial de-partments and budget holders.In order to sort out the relation of national treasury centralized payment and commercial bank agency work in a better way and ensure the smooth development of national treasury centralized payment,it is necessary to establish an agency work management mode adapting to the development trend and construct scientific assessment and management mode of agency banks, so as to regulate surrogating actions of commercial banks and offer the financial reform long lasting supports.